Proverbs 22:3 A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.

In today's world it seems that danger is always close. Financial woes are only one accident away. It makes sense to put aside money for those unexpected and inevitable events. Let's dive into ways that will allow you to put aside as much as God's money as possible.

If you are determined to live a frugal lifestyle it is essential that you learn the art of purchasing items at the lowest possible prices. Doing so allows you to keep a higher percentage of your paycheck; therefore, allowing more for paying off debt, saving, and investing.

How do you accomplish frugal spending?

First, pawn shops.  These stores are very underrated.  My wife and I frequently shop at a pawn shop next to our apartment. Since we both love buying movies we were thrilled that this shop sells DVDs & Blue-rays for less than $5. We can buy three movies for the price of one brand new movie at popular store chains. The movies haven’t been shortened, altered, or otherwise made any less great just because they are priced lower than their brand-new counterparts. Also, we love knowing we are getting the most bang for our hard-earned bucks.

Second, thrift stores. Along with pawn shops, these stores are a great resource for clothing, furniture, electronics, and power tools. There is a thrift store in my neighborhood where I can buy a jacket, tie, slacks, and dress shirt for less than $5. Yes, all those items for less than $5! You may be thinking these items are off brand, unimpressive rags that I would not wear in public. You would be wrong. I’m talking about brands like Perry Ellis, Liz Claiborne, and many others. Of course, off brands are also available. However, if you are dedicated to living frugally, the brand’s name should not matter at all.

Thrift: noun \’thrift\ prudent use of money and goods: the sensible and cautious management of money and good in order to waste as little as possible and obtain maximum value.

Imagine that you have $50 set aside for clothes. You can go to a famous chain store and purchase one, maybe two outfits. Conversely, you can go to a thrift store and spend $10 for similar items. That is the art of Frugal Shopping! And of course you cannot get any more frugal than free. I like to browse the free section of Craigslist every now and then. Over the years I have acquired things like glass shelves, vases, a mattress, indoor plants, clothes, shoes, couches, a TV, and many more. It would be difficult to add up the monetary savings I have achieved over the years. Also, the barter section of Craigslist is very helpful. Why not exchange something you are willing to get rid of for something you want or need? Bartering allows you to acquire items without taking away from your bank account.

If you want to keep more of your paycheck and become a frugal shopper, the first step is to search for thrift stores and pawn shops in your area; and pay them a visit.  Happy, frugal shopping!
 





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    I'm just an everyday guy, father, husband, Christian and business owner. Here I am sharing my experiences which serve to prove the validity of Biblical teachings concerning finances, money and stewardship.

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